RichBrits Newsletter MAY update

Dear Mr. Darling, Please find below my suggestion for fixing Britain's economy. Instead Of giving billions of pounds to banks that will squander the money on Lavish parties and unearned bonuses, use the following plan. You can Call it the Patriotic Retirement Plan: There are about 5 million people over 50 in the work force. - Pay Them £1 million apiece severance for early retirement with the Following stipulations: 1) They MUST retire. Five million job openings - Unemployment fixed. 2) They MUST buy a new British CAR. Five million cars ordered - Auto Industry fixed. 3) They MUST either buy a house or pay off their mortgage - Housing Crisis fixed. 4) They must send their kids to school / college /university - Crime rate fixed 5) Buy £ 100 of alcohol / tobacco a week There's your money back in duty / tax etc It can't get any easier than that! P.S. If more money is needed, have all members of parliament pay back Their falsely claimed expenses and second home allowances Love and kisses Clare

Buying a property with NO MONEY DOWN Lately many property investors have been asking "how do I raise the finance to buy below market value properties?”. I'm sure it’s a question you've asked somewhere along the line and makes for an especially tricky problem if you do not have a team of private investors backing you. There is now an easy and cost effective solution. I have partnered with some very well established brokers who can assist you purchase an unlimited number of properties using 100% finance based on the value of the property and not what you have agreed to pay (no matter how far below market value) This system is totally legal and the costs are fixed. How Does It Work? It's very simple and straightforward. Let’s say you want to buy a property no money down worth £100,000 and you can get it for £65,000: 1. The mortgage broker will help you apply for a 75% mortgage on the property based on its value of £100,000. 2. The finance company will arrange to lend you the 25% deposit (so you get 75% from the bank and the remaining 25% from them). 3. You will arrange for the vendor to sign an option agreement provided by the broker stating that they are happy to sell the property for £65,000 and anything above that will be payable to you. 4. On completion the sum of £100,000 will be sent to the vendor’s solicitor. The vendor’s solicitor will then pay the vendor £65,000 and the remaining £35,000 will be paid to you. 5. You will then return the £25,000 plus fixed fee of £1,495. 6. You keep the remaining cashback Real Example Market value of property £100,000 Purchase price £65,000 Equity £35,000 Purchase costs Legal fees for purchase £695 Legal fees for vendor £595 Bridging fee £1,495 Mortgage broker fee £0 Valuation fee £350 Total costs £3,135 Mortgage @ 75% £75,000 Deposit @25% £25,000 Total borrowing £100,000 Less pay vendor - £65,000 Less deposit - £25,000 Less purchase costs - £3,135 Cashback £6,865 Built in equity £25,000 The cashback is yours to keep The property now belongs to you No Money Down There are special conditions attached which will be sent to you on request. These are very straightforward and used by professional property investors ALL the time. For more info please give me a call on 07803 135 693 or email clare@richbrits.co.uk

Richbrits Survey - Tell me what you want Thank you to those who have already taken the survey. It will help me greatly if you let me know what interests you most. It will take less than a minute to complete.... only 4 questions!! Please click on the link and take the survey NOW ...

Brian Tracy Seminar Laura and I will be travelling to Dublin next weekend to attend the Brian Tracy Seminar organised by Declan Dowling and Pat Slattery. Why not join us and listen to one of the world's best known motivational speakers for business owners. Book your tickets here

Top Planning Approval Tips If you already own land that you think would be ideal for development or are considering taking an option on land for future development, you will find the attached article from Show House an interesting read. After all, it contains an interview with Mark Wilson of Intelligent Land Investments Ltd who is regularly featured in my Newsletters. I have known Mark for a number of years now and am constantly impressed with his positive energy and determination to change the way of buying land, with his unique investment strategies that will ensure a WIN/WIN/WIN outcome for all concerned... the landowner, the shareholders and the end purchaser. Please take a look at the attachment...an interesting read while you have your coffee!!

WEALTH AWARENESS EVENTS A new series of WEALTH AWARENESS EVENTS are being organised as I write and I will be bringing the first of many networking events back to The Marriott Hotel, Glasgow Road, Edinburgh starting on Monday 6th July. One of the many great connections I have ever made is with Ron Holland who I only recently met via Ecademy www.ecademy.com. Ron's knowledge and experience of raising finance and helping other businesses is immense and he has been very generous with his time and given me a number of excellent introductions over the past few weeks... all of whom speak very highly of Ron. His books make excellent reading and anyone thinking of creating a better life, be it personal or business, should pay attention to what Ron has to say. After all, he has been there himself. He has very kindly agreed to be my first guest on 6th July and I would encourage everyone to get a copy of Ron's FREE offer. This will not only help you to move forward right now, but also give you a flavour of what's in store at the first Wealth Awareness Weekend. Click here to download your FREE books. Clare Darwish Richbrits.co.uk

Mastermind Group

Last year, after reading Jack Canfield’s The Success Principles book, I decided to set up my own Mastermind Group. As soon as I made the decision to take action and copy Jack’s suggestions, the names of 7 individuals I know and trust started popping into my head. I approached each one of the them with my idea and they all readily agreed. I invited them to meet up after work one evening at a hotel in Glasgow and my Mastermind Group was set up… I just asked… and they ALL said yes! Easy, peasy…! If this is something you think YOU would like to do, take a look at the following article and just do it! If you need any help with your group, lt me know and I will be happy to help you get going.

How to Accelerate Your Success with a Mastermind Group 
by Jack Canfield

We all know that two heads are better than one when it comes to solving a problem or creating a result. So imagine having a permanent group of five or six people who meet every week for the purpose of problem solving, brainstorming, networking, and encouraging and motivating each other!
This process is called masterminding and is one of the most effective success tools you can adopt! It is a powerful way to support your dreams and bring unlimited resources to your business and personal life.
Participating in a mastermind group has been critical to me. I can't imagine achieving all I have without one, and it certainly made my goals happen much faster.

A Process for Accelerating Your Growth

The basic philosophy of a mastermind group is that more can be achieved in less time when people work together. Sometimes called a "dream team", your mastermind group is made up of two or more individuals who voluntarily come together on a regular basis - weekly, biweekly, or monthly - to share ideas, thoughts, information, feedback and resources.
Your group can be composed of people from your own industry or profession or people from all walks of life. You can focus on business, increasing each other's income, building a business, raising better kids, or solving a social problem.
Within your mastermind group, you benefit from the other members who empower you and draw out your full talents, resources and abilities. They trigger, stimulate, and motivate you to become all you are capable of being.

Creating Your Dream Team

The key is to choose people who are already where you'd like to be in your life - or who are at least a level above you. In forming your mastermind group, start by carefully enrolling another friendly, on-purpose, like-minded individual. Start by meeting together and then adding other selected, unanimously agreed-upon individuals who will work in total harmony for the good of each other and for the good of the group.

1. Your Dream Team should consist of 4-8 people. Most people find that 6 is the ideal number.
2. Meet weekly, if possible, for an hour to an hour and a half. This meeting must be held sacred as a life-enhancing priority. The meetings should be upbeat, enriching, encouraging and beneficial to each individual and the group's purposes. I always start our meetings with a prayer or an invocation. You could also start with an inspiring story.
3. Each member must agree to play full out -- to openly share ideas, support, contacts, information, feedback, and anything else that will help advance the individual and group goals.
4. Start by having each member share something positive and good that happened since the last meeting.
5. Next, have each member share an opportunity or problem they have experienced since the last meeting and ask for whatever support they would like on it. Appoint a time-keeper to make sure that everyone gets the same amount of time. This is important if you want your group to last. Everyone must get value at each meeting.
6. End by sharing appreciations and acknowledgements.

You'll find one of the real values of a mastermind group is the accountability factor - other members checking up on you to make sure you meet your stated commitments. It's one way to ensure you'll accomplish a lot more!

For more details about masterminding, read Success Principle #46 in The Success Principles book or utilize the mastermind worksheets found in The Success Principles 30-day Journey.
Jack Canfield, America's #1 Success Coach, is founder of the billion-dollar book brand Chicken Soup for the Soul© and a leading authority on Peak Performance and Life Success. If you're ready to jump-start your life, make more money, and have more fun and joy in all that you do, get your FREE success tips from Jack Canfield now at: www.FreeSuccessStrategies.com


14th May update

This week has been something of a whirlwind.....

On Friday, I flew to Dublin to attend the www.lifelastingsuccess.com event which was organised by fellow property investor, Gary McGeown. In the past, I have helped Gary build his ‘Scottish’ portfolio and know that he is a very dedicated, forward thinking individual who is passionate about empowering others. During this downturn in the property market, Gary has turned his attention to organising events in Ireland that are attracting some of the top names in Property Investment, Stock Market Trading, Internet Marketing and Personal Development.

The whole event was exceptional with presentations by these top marketers:

Mark Victor Hansen - www.markvictorhansen.com
Peter Lawless - www.3r.ie
Owen O’Malley – www.ticn.com
Steven McGeown - www.powerteamni.com/steven-mcgeown
Mark Anastasi - www.mark-anastasi.com
Pat Slattery - www.patslattery.com
Matt Bacak - www.mattbacak.com
Armand Morin - www.armandmorin.com
Chris Guerriero - www.christopherguerriero.com/christopher_guerriero.htm
Tom Hua - www.tomhua.com
Simon Zutshi - www.propertyinvestorsnetwork.co.uk

I made some excellent new connections, many of whom have already been in touch and are keen to work with me in the coming months.

With this in mind, I would like to get your feedback on what subjects are of interest to you and, if the demand is high enough, I will invite the best in the market to come to Scotland and speak to you personally. Please take a few minutes to complete the survey.
Click here to take our Online Survey

Just a quick reminder that a Glasgow and West Scotland branch evening meeting will be held at Jury's Inn, Jamaica Street, Glasgow from 7.00p.m. - 9.00p.m on Thursday 14th May 2009.
Hosted by Anne Halsey the meeting is open to members (free of charge) and guests or non members (£10 per person). Booking essential.
Please contact Anne Halsey on 07818 818584 or email anne.halsey@ntlworld.com to book or find out more about Glasgow events.
With best wishes

Judith Dunn
Membership Services
Scottish Association of landlords
judith@scottishlandlords.com

This Friday, I will be having lunch in Glasgow with a very unique group of people who are members of my Mastermind Group. We started meeting up last year and, to date have enjoyed helping each other in lots of ways. I love the idea that there is a special group who I can trust and count on for reliable and helpful information and I would encourage anyone who is already in business or thinking of setting up their own business or launching a new career to make a list of the people within their current network that they feel would offer them support.
One of the biggest challenges an entrepreneur has to deal with can be feelings of isolation when the going gets tough and there is no-one you can turn to. As someone who works alone most of the time, I know the benefit of having that special group or person to turn to when I want to share some of my ideas and or concerns about a particular matter.

If you like this idea and need some help getting started, watch out for a detailed explanation of how to set up your own Mastermind Group in next week's Monthly Newsletter!

Mark and his team at Intelligent Land Investments intend to take several wind farm sites forward this year through the planning process.

Check out the new section on Renewable Energy.

Everything is going to plan with the Glenboig and Cumbernauld sites.

I have recently teamed up with Owen O'Malley of TICN Ltd to introduce the new Richbrits Investment Club If you are interested in finding out more or indeed becoming part of my ALL FEMALE club (sorry guys!), email me straight away and I'll help you get started. This Club for anyone interested in learning about the Stock Market in a 'safe' environment.

Owen has many years experience as a trader and a trainer his accredited Investment Training Programme ... take a look at this link www.tinyurl.com/TICN-Intro

TICN is an education and support organisation, who work with investment clubs and individuals to make wise investment decisions. Find out more here www.ticn.com.

PS I was only kidding guys!! I will be running an all female club as an experiment and, as club membership is restricted to 20, including myself, I am happy to set up one for the boys as well. So, if you fancy making some money from the stock market within the security of an Investment Club, then email me...clare@richbrits.co.uk putting TICN in the Subject box.

On Tuesday, I attended the funeral of my neighbours' little 5 year old boy Cameron who passed away a week ago today.

Cameron was born with a very rare genetic disorder and his family knew from very early on that his time with them would be very short.

Although he was constantly connected to an oxygen supply... attended Yorkhill Hospital for Sick Kids twice a week for blood transfusions... and was close to death several times over the past few years, he greeted everyone with the biggest smile!

When he was well - which was most of the time - he was a happy smiling child and got himself into the usual scrapes that most kids do... sudocream on his hair to make it spikey... giggling loudly as he soaked everyone during bathtimes... blowing kisses to everyone when he said goodbye etc.

The love and care that was shown to him by his proud mum and dad, his grandparents and extended family and friends was returned a hundredfold and one of the best memories we all hold of him was the day Ewen McGregor rode up to Robin House in Balloch on his motorbike during the filming of 'Long Way Down' during which he raised awareness of CHAS, the Childrens Hospice Association Scotland.

Little Cameron was chosen to be the face of CHAS in an advertising campaign with Ewen, who spent much of his visit being photographed with Cameron, reading to him and helping Rebecca blow out the candles on her 7th birthday cake .... on 13th May last year!!

I have been inspired by the courage and strength of his parents, Debbie and Hamish, who cared for him with the utmost love and care. They readily admit that they are both stronger people for the experience.

So, next time you feel a little disgruntled with what life seems to be throwing at you...the credit crunch...cashflow problems... and especially if you have children yourself, stop and think whether your cares and concerns are really that bad... perhaps this inspirational movie will help you to feel more gratitude... www.thedashmovie.com..... then go give your kids a hug!!

If you haven’t yet taken advantage of the offer of FREE very practical books, then I would urge you to do so now. I have personally found the information in these books to be of tremendous help over the past 10 days. See link

Clare Darwish
Richbrits.co.uk

May blog

The response to last week’s www.Richbrits.co.uk Newsletter has been fantastic!!!!

A huge number of you have already downloaded the 3 FREE books offer from Ron Holland who, as it turns out, has been a tremendous help to me this week. By putting me in touch with some very influential people, I am confident that the help I have been seeking on a particular deal, will bring results fairly soon.

A couple of events have just been brought to my attention which I think are worth passing on to you.

Landlord Focus, are introducing some regular articles called ‘How I Made It/ Secrets of My Success’ where they will be spotlighting a successful landlord who is financially free through property investment, or well on the road to realising this ambition. Those of you who attended the recent SAL National Landlord Day conference will recall just how well SAL board member Brian Walls’ success story was received by the audience. The feature will be in a Q and A format and will be aimed at getting you to explain who you are and what you do, a bit about your early years and then a large chunk about how you started out in property and how you became successful, before finishing with any tips you might want to pass on to new landlords. This is a wonderful platform for self-promotion and network building. “The one exclusive sign of thorough knowledge is the power of teaching.” Aristotle All contributions for ‘ Landlords Tales’ and volunteers for the ‘How I Made it/ Secrets of My Success’ slot should be emailed to Judith Dunn on judith@scottishlandlords.com

YOU ARE CORDIALLY INVITED TO AN EVENING WITH RON G HOLLAND Ron is due to talk about his new book: The Eureka! Enigma – 7 Keys to realising your Dreams, on 20th May in North London and the event is FREE: The DETAILS of the event are published - here The book is due out in September so this is a pre-launch talk…be the first to hear exciting mind power techniques from the man who first introduced NLP into the business and sales arena in 1979 in his workshops and in his best selling book Talk & Grow Rich in 1981...and that’s a long time ago and Wow! how things have changed since then! Ron G Holland has never been so excited! He’s really looking forward to it!

If you haven’t yet taken advantage of the offer of FREE very practical books, then I would urge you to do so now. I have personally found the information in these books to be of tremendous help over the past 10 days.

Clare Darwish

Richbrits.co.uk